Due to COVID-19, we are offering no-obligation telephonic consultations. Rest assured that our office is well equipped to handle your complete bankruptcy case via telephone and email. We are here for you now, and we will continue to be there for you every step of the way.
Debt Settlement

Debt Settlement Attorneys in Woodland Hills

Helping You Regain Your Financial Footing

If you owe an exorbitant amount of debt, you may be making payments without reducing the principal because of high interest rates. Creditors or debt collectors could be calling you constantly or threatening to file suit. You may be in danger of losing your vehicle or home. No matter what circumstances led you to experience this level of financial hardship, you don’t deserve to struggle everyday simply to make ends meet.

But what are your options? At JM Law Firm, APC, our job is to figure this out for you. While bankruptcy can be a powerful solution for many people, it may not be right for your situation. We may instead recommend debt settlement or negotiation, in which your creditors agree to accept less than what you owe and forgive the rest.

Take the First Step in Achieving Peace of Mind

Schedule a free consultation with us today to discuss your unique situation. We aim to find the best solution fit for you.

Types of Cases We Handle

Our team will negotiate with creditors if we believe they may be motivated to accept less than what you owe. Creditors will typically settle your debt if they believe your only other option is to file bankruptcy, which would cause them to lose even more money. In turn, you can pay less than what you owe without going through the process of bankruptcy.

At JM LAW Firm, APC, we can settle:

  • Credit card debt. Credit card companies can be highly motivated to avoid bankruptcy because credit card debt is unsecured, meaning it is dischargeable through bankruptcy (unlike vehicles and real estate).
  • Tax debt. Debt settlement with the IRS is called an Offer in Compromise, which the IRS will accept if they believe your offer is the most they can reasonably expect you to pay.

Ready to learn more? Schedule your free consultation with our Woodland Hills debt settlement lawyers by calling (818) 696-4443 today.

Results-Oriented Solutions Tailored to You

Bankruptcy Services

Attorneys vs. Debt Settlement Companies

Settling your debt is possible, but it is never guaranteed. Debt settlement companies often promise to settle your debt for pennies on the dollar. They may convince you to pay them instead of your creditors, explaining that creditors won’t settle until you withhold payments. This false information could cause you to lose even more money in the long run and potentially trigger a lawsuit from an unpaid creditor.

Our qualified lawyers, however, will only recommend debt settlement if we have fully analyzed your situation and believe this is your best option. In short, we are by your side from beginning to end.

Let us handle your debt settlement process. Give us a call at (818) 696-4443 or contact us online today—we offer services in English, Spanish, and Farsi.

Going Above and Beyond Your Expectations

  • Client-Focused Representation
  • Free Consultations
  • Spanish & Farsi Speaking Services Available
  • Over 25 Years of Experience

Hear from Our Clients

  • “I can truly say that it was a pleasure to work with him and his law firm during one of the most stressful things a person can go ...”

    - Shane R.
  • “You always made me feel like everything was going to be ok and got after me when needed.”

    - Michelle B.
  • “I talked to payroll and they will not hold the garnishment. Man, that was fast. You do great work. You saved my family's Christmas.”

    - D.B.

Put Over 25 Years of Experience to Work for You

Schedule a Free Consultation Today
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