Types of Cases We Handle
Our team will negotiate with creditors if we believe they may be motivated to accept less than what you owe. Creditors will typically settle your debt if they believe your only other option is to file bankruptcy, which would cause them to lose even more money. In turn, you can pay less than what you owe without going through the process of bankruptcy.
At JM LAW Firm, APC, we can settle:
- Credit card debt. Credit card companies can be highly motivated to avoid bankruptcy because credit card debt is unsecured, meaning it is dischargeable through bankruptcy (unlike vehicles and real estate).
- Tax debt. Debt settlement with the IRS is called an Offer in Compromise, which the IRS will accept if they believe your offer is the most they can reasonably expect you to pay.